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  Zero Interest / 0% APR Credit Cards

 
0% APR Credit Card Offers & Zero Interest Rate Cards...
Start saving with a 0% APR credit card! If you have large balances on your existing credit cards or can pay off new purchases quickly - you could save a ton of money during the intro period. Pay zero interest for 12 months (or more) on purchases and balance transfers! 0% APR credit cards are best for people with good to excellent credit. Or, see our best low interest credit cards >

0% APR Credit Cards:

  Citi® Diamond Preferred® Card
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Apply for Citi Diamond Credit Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Secure, free online account management. $0 liability on unauthorized purchases. Plus, get Citi Identity Theft Solutions.

  * Balance transfer fee applies with this offer.

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 8.49% None 20 days
  Chase Platinum Visa®  
Apply for Chase Platinum Visa!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Rewards for free flights, hotel stays and much more! Zero liability on
    unauthorized charges and free online account access.

  * Also available: Chase Platinum Mastercard®

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 10.99% (V) None 20 days
  Citi® Platinum Select® Card  
Apply for Citi Platinum Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Secure, free online account management. $0 liability on unauthorized purchases. Plus, get Citi Identity Theft Solutions.

  * Balance transfer fee applies with this offer.

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 8.49% None 20 days
  The Platinum Edition® Visa® Card  
Apply for the Platinum Edition Visa Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases! 3.99% on transfers!
  • No annual fee.
  • Online access to view transactions, pay your bill, view up to 7 years
    of prior statements and more!
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months Low as 9.99% None 20 days
  Bank of America® Cash Rewards Credit Card 
Apply for B of A Cash Rewards Credit Card!

Apply Online Now!


  • 0.0% APR† for 12 billing cycles on balance transfers!
  • No annual fee.
  • Earn 1% cash back on all purchases with no limit to how much you
    can earn and no fees to redeem your cash back credit.
  * Earn a $50 Statement Credit after qualifying transaction(s).§§
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 9.99%-15.99% None 20 days
  Discover® MoreSM Card  
Apply for the Discover More Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
  * Similar Offers: Discover Clear, American Flag, Wildlife and Sealife Card
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Blue from American Express® 
Apply for American Express Blue Card!

Apply Online Now!


  • 0.0% APR for 15 months on purchases! 4.99% on transfers!
  • No annual fee.
  • Earn points redeemable for travel, merchandise, and more! Plus, online
    account access and fraud protection.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 15 months 10.24% (V) None 20 days
  Chase Flexible Rewards Visa® 
Apply for Chase Flexible Rewards Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Earn 1 mile for every dollar in purchases. Choose from over 150 rewards,
    including cash, free travel and more. Fly on most major U.S. airlines.

  Receive 1000 Bonus Points upon first purchase! **

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 10.99% (V) None 20 days
  Disney Visa® Credit Card from Chase  
Apply for Disney Visa Credit Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Earn 1% or more in Disney Dream Reward Dollars for every dollar you
    spend. Pay no interest for 6 months on Disney Vacation Packages!

  Receive 25 Disney Dream Dollars towards Disney purchases! **

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 10.99% (V) None 20 days
  Citi® CashReturns(SM) Card  
Apply for Citi Cash Returns Credit Card!

Apply Online Now!


  • 0.0% APR for up to 12 months on balance transfers!
  • No annual fee. * Balance transfer fee applies.
  • Earn a full 1% cash back on ALL purchases. No limit and no expiration
    with checks automatically sent every time you earn $50.

   * Get a 20% BONUS on all purchases for 12 months!**

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 9.99% None 20 days
  The GM Flexible Earnings Card 
Apply for GM Flexible Earnings Card!

Apply Online Now!


  • 0.0% APR for 12 months on balance transfers!
  • No annual fee.
  • Earn 1% cash back on every purchase, 1% toward any vehicle, or 3%
    toward a brand new, eligible GM car, truck or SUV.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 14.24% (V) None 20 days
  Chase Free Cash Rewards Visa®  
Apply for Chase Free Cash Rewards Visa!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Earn 1 point for every dollar in purchases. Redeem your points for
    great rewards including cash and gift certificates.

  * Earn 1,000 Bonus Points with your first purchase!

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 10.99% (V) None 20 days
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Find an excellent 0% APR credit card but not ready to apply yet? 
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