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  Zero Interest / 0% APR Credit Cards

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0% APR Credit Card Offers & Zero Interest Rate Cards...
Start saving with a 0% APR credit card! If you have large balances on your existing credit cards or can pay off new purchases quickly - you could save a ton of money during the intro period. Pay zero interest for 12 months or more on purchases and balance transfers! 0% APR credit cards are best for people with good to excellent credit. Or, see our best low interest credit cards >

0% APR Credit Cards:

  Citi® Platinum Select® Card
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Apply for Citi Platinum Card!

Apply Online Now!


  • 0% APR* on balance transfers and purchases for up to 12 months!
  • No annual fee.
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel,
    merchandise and more.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 11.99% None 20 days
  Discover® MoreSM Card  
Apply for the Discover More Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
  * Similar Offers: Discover Clear, American Flag, Wildlife and Sealife Card
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Citi ForwardSM Card  
Apply for Citi Forward Card!

Apply Online Now!


  • 0% APR for 6 months on purchases and balance transfers.
  • No annual fee.
  • The credit card that rewards you for good behavior!
  • 5 reward points for every $1 you spend on dining, books, movies and
    music. 1 reward point for every $1 you spend on other purchases.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 6 months 14.24% (V) None 20 days
  Discover® Open RoadSM Card  
Apply for Discover Open Road Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Full 5% Cashback Bonus® on Gas and Auto Maintenance*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Miles by Discover® Card  
Apply for Discover Miles Credit Card!

Apply Online Now!


  • 0.0% APR for 6 months on purchases and balance transfers!
  • No annual fee.
  • Up to 12,000 Bonus Miles*
  • Earn 1 Mile for every dollar you spend. Fly any airline, any seat, with no blackout dates! Or, redeem for cruises, hotels stays and more.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 6 months 10.99% (V) None 25 days
  Discover® MoreSM Card - American Flag  
Apply for Discover American Flag Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Discover® MoreSM Card - Clear  
Apply for Discover Clear Credit Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Discover® MoreSM Card - Wildlife Collection  
Apply for the Discover Wildlife Credit Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® award on all other purchases automatically. Choose your card design: Tiger, Wolf, Eagle, Butterfly or Dolphin.
  * Also available: Discover® More Sealife Collection
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
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Find an excellent 0% APR credit card but not ready to apply yet? 
PLEASE NOTE:  We work hard to keep the most up-to-date information on our website, but we cannot guarantee and expressly do not warrant the accuracy of credit card terms indicated on this page. Always see the online credit card application for full details since program 'Terms and Conditions' may change without notice to us or our visitors.
 

 

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