In our opinion– one of the best credit cards available!
The Chase Platinum Card is designed for people with good to excellent credit looking for platinum benefits and the ability to earn rewards. Chase offers either a Platinum Visa® or Mastercard® with all of the same features; including a 0% APR for 12 months, a competitive interest rate, no annual fee and great reward options.
| Intro APR | Intro Period | Ongoing APR | Annual Fee | Grace Period |
| 0.00% | 12 months | 13.49% (V) | None | 20 days |
More About Chase Platinum:
Like most platinum offers, the Chase Platinum Card has no annual fee. There’s also a 0% introductory APR for 12 months on purchases and balance transfers. Depending on your credit history, the APR period may vary and your ongoing interest rate will be prime rate plus 5.99%, 9.99% or 14.99%. All interest charges are calculated monthly using a 2-cycle average daily balance method compared to the “Average Daily Balance” method used by many credit card issuers. This means you’ll pay less interest on revolving balances. But if you only carry a balance sometimes, or there’s a big swing up or down– you’ll pay more.
Possibly the most attractive feature of Chase Platinum is the ‘Chase Platinum Flexible Reward’ program. Unlike many reward programs, you have multiple options for redeeming points. Not only can you convert your points into cash back and merchandise, you can also elect to trade them in for travel expenses or gift cards. Earn one point for every dollar spent with a maximum of 60,000 points per year and a five year expiration life.
The Flexible Reward program is especially beneficial for travel rewards and features more travel options than most programs. For example, there are three ways to redeem points for airline tickets: exchange points for a free airline ticket with any airline, exchange points for a ticket on Continental Airlines (requiring fewer points), or transfer points to the United Airlines Miles, Continental OnePass Miles, or British Airways Miles programs.
Summary of Features:
- 0% APR for 12 months on purchases and balance transfers.
- No annual fee.
- Flexible reward program with multiple reward options.
- No liability for unauthorized online transactions.
- Free online account access.
- Extended warranty on purchases.
- Accident insurance.
- $500,000 in worldwide travel accident insurance.
- Auto rental collision damage waiver.
- Emergency card replacement.
- And More! See application for even more card benefits…
Apply for the Chase Platinum Visa® Card Now!
or, choose Chase Platinum Matercard
Or, see a complete list of Chase Credit Cards >>>