NEW OFFER! Citi Forward Credit Card Review
Get rewarded for good behavior with a lower rate and reward points!
A new credit card, the Citi Forward Card, reflects a new focus for credit card companies. Specifically designed to help consumers maintain healthy credit, Citi Forward is the only credit card that lowers the interest rate by a quarter percent when cardmembers use their credit card wisely and rewards them with ThankYou Points each billing period for paying on time and staying under the credit limit.
| Intro APR | Intro Period | Ongoing APR | Annual Fee | Grace Period |
More About Citi Forward Card:
Although the ongoing APR is average, Citi Forward offers a 0% APR on purchases and balance transfers for six months and no annual fee. The most attractive part of the new Citi Forward Card is the opportunity to have the APR reduced by .25% by making payments ontime and staying within the credit limit for three consecutive months. You’ll also receive 100 bonus points each month you meet this criteria. You can have your APR reduced eight times over the life of the account, which could effectively lower your APR from 12.24% to 10.24% and offer substantial savings, depending on the account balance carried over each month.
Earn 5 points for every dollar you spend on books, movies, music and restaurants and 1 point for every dollar spent on all other purchases. Receive an additional 6,000 points after your first $50 in purchases and 100 points each billing period your bill is paid on time and within your limit. Earn a maximum of 75,000 points each calendar year. Redeem them through the Thank You Network for cash or other rewards.
Track your spending using Spend Tracker, a tool designed to help consumers control their spending and see how they compare to others. Get custom bill dates and categorized monthly statements. Receive email alerts when you’re approaching your due date or credit limit. Enjoy travel accident insurance, extended warranty protection and $0 liability on unauthorized purchases. Check out the resources at UseCreditWisely.com, which is a free resource that offers information, educational materials and tools on the subject of credit management.
Summary of Features:
- 0% intro APR (see details above)
- Low ongoing interest rate (see details above)
- No annual fee
- Earn 1 point for every dollar you spend
- Earn 5 points for every dollar spent at restaurants, book stores, movies
- Receive 6,000 bonus points after $50 in purchases
- Receive 5,000 bonus points for accepting paperless statements
- Travel and emergency assistance
- Emergency cash and card replacement
- Up to $1 million in travel accident insurance
- Auto rental insurance
- Flexible payment terms
- Retail purchase protection
- Extended warranty
- Citi® Photocard
- $0 liability on unauthorized purchases
- Internet account services
- 24/7 customer service
- Citi® Identity Theft Solutions
Apply for the Citi Forward Card Now!
Or, see a complete list of our Citi Credit Cards >>>
