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Thank you for visiting ASAP Credit Card's Online Credit Guide. Whether you're searching for the basics - or trying to find detailed credit card advice - we've put together a wide variety of helpful information and resources to assist you. Start educating yourself now! Just select an topic from below:

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Credit Education & Basics

The basics of credit: What is credit and why is it important to you? Here's some basic information about your credit history so you can start things out right...
How to establish your credit history: Find out how to start building your credit and establishing a good credit credit profile. We'll show you what you need to know...
Maintain a good credit profile: See how you can maintain or improve your credit rating. Find tips and suggestions to ensure you stay on the right track...
Credit card security / fraud: Here's how you can protect yourself from credit card fraud and identity theft. Get some pointers to help secure your credit information...
Important credit card terms: Make sure you understand the important terms associated with credit cards before you apply. Here's what you need to know...
Helpful credit-related resources: Find helpful credit-related websites, credit bureau info and debt and financial management resources. Even more useful credit information...
Bank contact information: Here's a complete list banks, along with important contact information including: addresses, URLs and customer support numbers for approval status.

General Credit Card Information

History of the credit card industry: Here's how it all began! Learn about the history of credit cards, find out how the industry started, and see where it's going from here...
Choosing the best credit card: Find out what factors you should consider when choosing a credit card offer. We'll show you what's available and how to decide...
Using a credit card to build credit: Here's how to use credit cards to establish or rebuild your credit history so you can improve your credit score over time...
Variable vs. fixed rate credit cards: Which is better, a variable rate or a fixed APR? See the pros and cons of both types credit cards to determine what's best...
Charge vs. debit card and credit cards: The names are often used interchangeably. But charge, debit and credit cards are different forms of payment. See the differences...
All about instant approval credit cards: What is an 'instant approval'? We'll show you how instant approval credit cards work so you don't get confused after you apply...
Credit cards for people w/ bad credit: See which options are available for people with bad credit. Find about cards that will help you build or repair your credit score...
Credit cards designed for students: How can students with little or no income can start building their credit history? Here are some credit card options for new borrowers...
All about prepaid debit cards: If you have poor / no credit history, a prepaid debit card might be a great solution. Find out the pros and cons of these types of offers...
Credit card interest calculation methods: Learn about different interest calculation methods. Find out the pros and cons of each to see which will cost the most...
Unknown card practices and bank secrets: The credit card companies use a number of secret tactics to gain even more of your money. Find out how you can prevent it...

Low Interest / 0% APR Credit Cards

Low interest vs. 0% APR credit cards: Not sure if you should apply for a low interest or a 0% intro APR credit card? We'll show you the pros and cons of each...

Choosing the best low APR / 0% credit card: Find out what factors you should consider when trying to choose the best low interest or 0% APR credit card...

Save money with low interest / 0% credit cards: Start saving money with a low interest or 0% intro APR credit card. We'll show you how to benefit from both...

Using 0% APR credit cards to become debt free: Find out how you can use 0% APR credit cards to save money on interest and become totally debt free...

Reward / Cash Rebate Credit Cards

Types of reward credit cards: Find out what kind of rewards you can earn just by using your credit card! See what types are available and how they work...

Choosing the best reward credit card: Find out what factors you should consider when choosing a reward credit card. Here's how you pick the best offer...

Taking advantage of rewards credit cards: How can I take advantage of reward credit cards? We'll show you how to earn the most reward bonuses...

Pitfalls of using reward credit cards: Reward cards are great - but they can cause problems if you're not careful. Learn how to avoid the common pitfalls...

The benefits of cash back credit cards: Start earning cash with cash back credit cards! Find out how you can earn the most money with one of these great offers...

Cash back programs vs. point credit cards: Is it better to earn a percentage or points? We'll show you the pros and cons of both types of reward credit cards...

Earn rebates with gasoline credit cards: See how gas rebate cards work and how they can lower your overall gasoline costs. Here's how to use them to your advantage...

Choosing the best airline credit card: Make sure you understand the types of airline credit cards and the pros and cons of each. Here's what to look for...

Limitations of airline miles credit cards: Learn about all the restrictions and limitations of airline credit cards. Find out what could limit your travel plans...

Business Credit Cards

Benefits of using business credit cards: Find out how using a business credit card could benefit your small business. Take advantage of special features and rewards...

Corporate vs. small business credit cards: Just in case you were confused, here's the differences between small business and corporate credit cards...

Credit Card Calculators

Credit card minimum payment calculator: See how long it will take to pay off your credit card and how much interest you'll pay if you only make the minimum payment...

Credit card pay off calculator: Find out how long it will take to pay off -or- how much you'll need to pay in order to pay your credit off in a specified period of time...

Low interest credit card savings calculator: Here's how much money you could save over time by using a lower interest credit card vs. your existing credit card...

Most Recent Blog Posts

Private Label & Co-Branded Cards Dwindling, Posted on July 2nd, 2009

Further Legislation to Cut Interest Rates, Posted on June 25th, 2009

Re-Think Your Credit Card Protection Plan, Posted on June 16th, 2009

Mastercard Sweepstakes & Opportunities, Posted on June 11th, 2009

Debt Assistance for College Students, Posted on June 5th, 2009

Credit Card Charge-Offs Could Slow Recovery, Posted on May 28th, 2009

Consecutive Drops in Consumer Debt, Posted on May 21st, 2009

Credit Card Company Contracts in Jeopardy, Posted on May 19th, 2009

Northwest Worldperks Combines w/ Delta, Posted on May 12th, 2009

New FICO Credit Scoring System in 09, Posted on May 7st, 2009

NEW OFFER! Citi Forward Credit Card Review, Posted on May 1st, 2009

Outcome of Recent White House Meeting, Posted on April 28th, 2009

White House Meeting Credit Card Companies, Posted on April 21st, 2009

Further Legislation to Cut Interest Rates, Posted on April 15th, 2009

Chase to Refund Controversial Credit Card Fee, Posted on April 6th, 2009

Credit Profiling - Questionable New Practice, Posted on April 1st, 2009

Discover Introduces New Mobile Service , Posted on March 30th, 2009

Credit Card Companies Offer New Service, Posted on March 23th, 2009

Credit Card Issuers Mailing Fewer Solicitations, Posted on March 13th, 2009

Deadlines for Former WaMu Customers, Posted on March 9th, 2009

Legislators Discuss Credit Card Regulation, Posted on March 4th, 2009

Credit Repair & Piggyback Scams, Posted on February 27th, 2009

Bank of America Settles on Overdraft Fees, Posted on February 18th, 2009

Credit Card Losses and Spending Declines, Posted on February 13th, 2009

Help for Consumers from Unlikely Source, Posted on February 9th, 2009

Record Lows on Monthly Consumer Indexes, Posted on February 4th, 2009

Lenders Evaluating More Than Credit Scores, Posted on January 28th, 2009

SpendonLife.com Interviews Our Founder, Posted on January 23rd, 2009

Dramatic Credit Card Industry Changes, Posted on January 19th, 2009

Credit Card Regulations Help Consumers, Posted on January 15th, 2009

The Wells Fargo Debt Pay Down Solution, Posted on January 8th, 2009

Credit & Lending Trends by TransUnion, Posted on January 7th, 2009

New Fraud Protection - Equifax I-Card, Posted on December 29th, 2008

Card Applications Decline at Top Issuers, Posted on December 19th, 2008

Consumer Credit Assistance the Focus, Posted on December 15th, 2008

Find more news and information on our credit card blog >>>

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