Credit Guide

Our credit guide covers a vast range of topics; from credit education articles for beginners, to helpful credit card tips and news to assist you in making wise personal finance decisions.

Boost Your Chance for a Credit Card Approval

By: Noreen Ruth · March 12, 2018

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

Applying for a credit card is a simple process that can certainly be intimidating; especially if you’ve never had one before or your financial practices have been less than stellar up until now. Don’t let the past determine your future or worry that a credit card approval is out of reach – we all have […]

3 Credit Card Trends You Can Expect in 2018

By: Noreen Ruth · January 22, 2018

Categories: Credit News, Credit Guide

Comments: Post a Comment

Heading into 2018, consumers shopping for a new credit card will be the beneficiary of a highly competitive market as credit card issuers vie for the number one spot in their wallets. Although the financial landscape was generally positive in 2017, here are three trends you can expect when shopping for a new credit card […]

5 Must-Do’s Whenever You Receive a New Credit Card

By: Noreen Ruth · June 7, 2017

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

A new credit card may be issued for a variety of reasons; a card upgrade or renewal, a compromised account or a change in banking providers. In addition, credit card issuers provide consumers with plenty of reasons to switch by offering great incentives such as extra sign-up bonuses, better rewards and long 0% introductory APRs […]

Smart Credit Moves Every Student Should Make

By: Jeremy Panizzoli · May 9, 2017

Categories: Credit Education, Credit Guide

Comments: Post a Comment

Since the credit crisis of 2007, it’s been difficult for even the most responsible consumers to get the credit they need. For young people who have little or no credit background, their future independence is bleak unless they put some effort into establishing a good credit history. Everyone from insurance carriers, cell phone providers and […]

Protecting the Finances of Senior Citizens

By: Noreen Ruth · April 20, 2017

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

One of the most vulnerable groups in society is our senior citizen population. Many of our family members are living longer and more independently than ever before, and many of them are doing so in isolation and lack the proper financial knowledge to protect their money (or credit cards) from criminals. That’s why it’s so […]

Extending the Life of Your Frequent Flyer Miles

By: Jeremy Panizzoli · March 24, 2017

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

When it comes to credit card reward programs, the value of frequent flyer miles is hard to beat. And with the cost of airfare on the rise, airline mile credit cards are even more desirable. For many people, earning free airfare for doing something they do already is a no-brainer; but for people who don’t […]

4 Actions That WILL NOT Impact Your Credit Score

By: Noreen Ruth · March 17, 2017

Categories: Credit Education, Credit Guide

Comments: Post a Comment

Your credit score is vital to your financial future and the implications of every action you take should be considered. There are obvious things that can lower your credit score, such as defaulting on a loan or filing for bankruptcy; while moves that can have a positive impact include paying your bills on time and […]

The #1 Reason to Use a Credit Card – Purchase Protection

By: Jeremy Panizzoli · March 9, 2017

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

The debate over which form of payment is the best for consumers has been going on for years. Paying with a debit or prepaid card is touted by many as the safest and most convenient way to pay without creating debt. Others prefer the simplicity of using cash, personal checks, money orders, etc. But if you examine the benefits of each form of payment, […]

Small Business vs. Corporate Credit Cards

By: asapcc · July 10, 2016

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

Credit card companies recognize the potential of small and home-based businesses – the driving force behind the U.S. economy. Small business credit cards are designed specifically for these needs and are relatively easy to obtain for any small business owner. Corporations, on the other hand, have a more difficult process to follow. Let’s talk about […]

Benefits of Using Small Business Credit Cards

By: asapcc · October 3, 2016

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

Up until recently, credit card companies focused most of their attention on targeting consumers – ignoring the huge potential of small business owners. Lack of interest in the past was due to the risk and the alarming rate of small business failures. But with the success and prosperity of the late 1990s, credit card issuers […]

Limitations of Airline / Travel Mile Credit Cards

By: asapcc · July 30, 2016

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

Using an airline credit card to earn travel rewards? Smart move! But before you start planning your next big trip, you need to know the limitations of your card. Unlike other reward programs, airline and frequent flyer miles have many restrictions you need to look into before cashing-in on rewards. Here are some factors you […]

How to Choose the Best Airline / Frequent Flyer Card

By: asapcc · May 22, 2016

Categories: Credit Card Tips, Credit Guide

Comments: Post a Comment

If you’re in the market for an airline credit card, you understand how difficult it can be to choose the right offer. With so many different programs and features to compare, it can be overwhelming and confusing. Don’t be enticed by “bonus miles” or other special incentives. Read the fine print and make sure you […]

Previous Posts

ASAP Credit Card