Credit Guide

Our credit guide covers a vast range of topics; from credit education articles for beginners, to helpful credit card tips and news to assist you in making wise personal finance decisions.

Extending the Life of Your Frequent Flyer Miles

By: Jeremy Panizzoli · March 24, 2017

Categories: Credit Card Tips, Credit Guide

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When it comes to credit card reward programs, the value of frequent flyer miles is hard to beat. And with the cost of airfare on the rise, airline mile credit cards are even more desirable. For many people, earning free airfare for doing something they do already is a no-brainer; but for people who don’t […]

4 Actions That WILL NOT Impact Your Credit Score

By: Noreen Ruth · March 17, 2017

Categories: Credit Education, Credit Guide

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Your credit score is vital to your financial future and the implications of every action you take should be considered. There are obvious things that can lower your credit score, such as defaulting on a loan or filing for bankruptcy; while moves that can have a positive impact include paying your bills on time and […]

The #1 Reason to Use a Credit Card – Purchase Protection

By: Jeremy Panizzoli · March 9, 2017

Categories: Credit Card Tips, Credit Guide

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The debate over which form of payment is the best for consumers has been going on for years. Paying with a debit or prepaid card is touted by many as the safest and most convenient way to pay without creating debt. Others prefer the simplicity of using cash, personal checks, money orders, etc. But if you examine the benefits of each form of payment, […]

Small Business vs. Corporate Credit Cards

By: asapcc · July 10, 2016

Categories: Credit Card Tips, Credit Guide

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Credit card companies recognize the potential of small and home-based businesses – the driving force behind the U.S. economy. Small business credit cards are designed specifically for these needs and are relatively easy to obtain for any small business owner. Corporations, on the other hand, have a more difficult process to follow. Let’s talk about […]

Benefits of Using Small Business Credit Cards

By: asapcc · October 3, 2016

Categories: Credit Card Tips, Credit Guide

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Up until recently, credit card companies focused most of their attention on targeting consumers – ignoring the huge potential of small business owners. Lack of interest in the past was due to the risk and the alarming rate of small business failures. But with the success and prosperity of the late 1990s, credit card issuers […]

Limitations of Airline / Travel Mile Credit Cards

By: asapcc · July 30, 2016

Categories: Credit Card Tips, Credit Guide

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Using an airline credit card to earn travel rewards? Smart move! But before you start planning your next big trip, you need to know the limitations of your card. Unlike other reward programs, airline and frequent flyer miles have many restrictions you need to look into before cashing-in on rewards. Here are some factors you […]

How to Choose the Best Airline / Frequent Flyer Card

By: asapcc · May 22, 2016

Categories: Credit Card Tips, Credit Guide

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If you’re in the market for an airline credit card, you understand how difficult it can be to choose the right offer. With so many different programs and features to compare, it can be overwhelming and confusing. Don’t be enticed by “bonus miles” or other special incentives. Read the fine print and make sure you […]

Using 0% APR Credit Cards to be Debt-Free

By: asapcc · June 10, 2016

Categories: Credit Card Tips, Credit Guide

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0% APR credit cards can save you a ton of money! Not only can you save on new purchases, but you can avoid interest on your existing credit card balance for 12 months or more. While many people make the mistake of overspending and creating even more debt with these offers – if used correctly, […]

How to Earn Gasoline Rebates With a Credit Card

By: asapcc · April 5, 2016

Categories: Credit Card Tips, Credit Guide

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With today’s high gas prices and our Nation’s dependency on foreign oil, it’s no wonder gas rebate credit cards have become increasingly popular. If you can pay off your balance in full each month, gasoline rebate cards are a great way to earn extra rewards from your gas purchases and may even help lower your […]

Cash Back Vs. Reward Point Credit Cards

By: asapcc · March 20, 2016

Categories: Credit Card Tips, Credit Guide

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Reward cards are growing in popularity. From airline miles, to gas and shopping rebates – the options seem endless! But before you choose a specific offer, first you need to determine which reward system is best for you: points or cash rebates. Is it better to earn cash or reward points? Here’s the pros and […]

How Cash Back Credit Card Programs Work

By: asapcc · March 10, 2016

Categories: Credit Card Tips, Credit Guide

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Cash back credit cards have been around for over 15 years. Discover® first introduced this innovative type of incentive to improve brand loyalty. Today, almost every major credit card issuer provides some form of cash back or rebate program. So how much money can you earn with a cash back credit card? We’ll show you […]

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