Instant Approval Credit Cards

Instant Approval Credit CardsNeed a credit card fast? Get an instant approval now! Simply fill out an application for one of the instant approval credit cards listed below and receive an email response in seconds. Although an ‘instant approval’ cannot be guaranteed, a response will be provided by email within 60 seconds after you apply. Learn more →

List of Instant Approval Credit Cards:

Credit Cards Found: 7 
First Access Visa® Card
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A See Terms See Terms N/A Fair/Bad
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

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Net First Platinum
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Credit Line Regular APR Monthly Fee Credit Recommended
$500 Limit 0% APR See website for Details* Damage credit to Fair credit
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

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Freedom Gold Card
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Credit Line Monthly Fee Regular APR Credit Recommended
$500 Limit See website for Details* 0% APR Damage credit to Fair credit
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit – OK

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READYdebit® Visa Select Sunset Prepaid Card
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Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Recommended Intro (Purchases)
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* See website for Details*
  • Instant Account Number – A Great Card for your Money.
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Risk of Overdraft Fees or Balance Minimums
  • Withdraw Cash at ATMs or Get Cash Back with Purchases
  • Use it Everywhere Visa Debit Cards are Accepted
  • Choose Your Card Color – Blue or Pink

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READYdebit® Visa Mint Control Prepaid Card
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Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Recommended Intro (Purchases)
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* See website for Details*
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • Free* Direct Deposit
  • No Credit Check or ChexSystems Checks
  • No Risk of Overdraft Fees
  • No Bounced Checks – Ever!
  • Easy Cash Reloading at 50,000 + Retail Locations
  • Send Checks with Easy Online Bill Pay

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AccountNow® Gold Visa® Prepaid Card
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Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Recommended Intro (Purchases)
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* See website for Details*
  • Get Paid up to 2 days Faster with Free Direct Deposit * – Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
  • $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds
  • BBB Accredited A+ Company. Excellent Customer Service.

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AccountNow® Prepaid Visa® Card
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Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Recommended
$4.95; one-time charge $0.00 $0.00 See website for Details* See website for Details*
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check. No Overdraft Fees, ever.
  • Free* Direct Deposit and Online Bill Payment
  • Use it Everywhere Visa Debit Card Accepted in the U.S.
  • Easy Online/Mobile Account Access
  • Perfect for Occasional Usage

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Please Note: We cannot guarantee and expressly do not warrant the accuracy of credit card terms listed on this page. While we attempt to keep the most up-to-date information in our 'Credit Cards for Bad Credit' section, always see the online credit card applications for full details since program terms may change without notice to us or our visitors.
ASAP Credit Card