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  Lowest APR / Low Interest Credit Cards

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Low Interest Rate Credit Cards & Low APR Card Offers...
Low interest credit cards can save you a ton of money over time! If you aren't carrying balances on your existing credit cards or plan on making long-term purchases, low interest credit cards are a great way to reduce the cost of borrowing. Low interest credit cards are best for people with good to excellent credit. Transfering a balance? Consider a 0% APR credit card instead.

Low APR Credit Cards:

  Simmons First Visa® Platinum
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Apply for Simmons First Visa!

Apply Online Now!


  • Low 7.25% fixed APR on purchases!
  • No annual fee.
  • Get a low fixed APR with platinum benefits! No balance transfer fee
    for balances transferred in response to this online offer.

  * Excellent Credit History is Required!

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
N/A N/A 7.25% (F) None 25 days
  Citi® Platinum Select® Card  
Apply for Citi Platinum Card!

Apply Online Now!


  • 0% APR* on balance transfers and purchases for up to 12 months!
  • No annual fee.
  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel,
    merchandise and more.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 11.99% None 20 days
  Simmons First Visa® Platinum Rewards  
Apply for Simmons First Reward Card!

Apply Online Now!


  • Low 8.95% fixed APR on purchases!
  • No annual fee.
  • Earn 1 point for every dollar spent. Earn travel on any airline, hotel
    stays, cruises, vacation packages, car rentals and more.

  * Excellent Credit History is Required!

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
N/A N/A 8.95% (F) None 25 days
  IBERIABANK Visa® Gold Card  
Apply for Iberiabank Gold!

Apply Online Now!


  • 0.0% APR for 6 months on balance transfers!
  • No annual fee.
  • Earn 1% in cash back credit on all qualifying purchases. No limit on
    cash back and no expiration. BEFORE YOU APPLY >>>

  * Excellent Credit History is Required!

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 6 months 7.25% - 9.25% None 25 days
  IBERIABANK Visa® Platinum Card  
Apply for Iberiabank Platinum!

Apply Online Now!


  • 0.0% APR for 6 months on balance transfers!
  • No annual fee.
  • Earn 1 point for every $1 in qualifying retail purchases. Turn points into
    hotel, gift, or experience rewards. BEFORE YOU APPLY >>>

  * Excellent Credit History is Required!

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 6 months 7.25% - 9.25% None 25 days
  Discover® MoreSM Card  
Apply for the Discover More Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
  * Similar Offers: Discover Clear, American Flag, Wildlife and Sealife Card
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Discover® Open RoadSM Card  
Apply for Discover Open Road Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Full 5% Cashback Bonus® on Gas and Auto Maintenance*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 10.99% (V) None 25 days
  Miles by Discover® Card  
Apply for Discover Miles Credit Card!

Apply Online Now!


  • 0.0% APR for 6 months on purchases and balance transfers!
  • No annual fee.
  • Up to 12,000 Bonus Miles*
  • Earn 1 Mile for every dollar you spend. Fly any airline, any seat, with no blackout dates! Or, redeem for cruises, hotels stays and more.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 6 months 10.99% (V) None 25 days
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Find a great low interest credit card but not ready to apply yet? 
PLEASE NOTE:  We work hard to keep the most up-to-date information on our website, but we cannot guarantee and expressly do not warrant the accuracy of credit card terms indicated on this page. Always see the online credit card application for full details since program 'Terms and Conditions' may change without notice to us or our visitors.
 

 

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