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  Zero Interest / 0% APR Credit Cards

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0% APR Credit Card Offers & Zero Interest Rate Cards...
Start saving with a 0% APR credit card! If you have large balances on your existing credit cards or can pay off new purchases quickly - you could save a ton of money during the intro period. Pay zero interest for 12 months or more on purchases and balance transfers! 0% APR credit cards are best for people with good to excellent credit. Or, see our best low interest credit cards >

0% APR Credit Cards:

  Citi® Platinum Select® Card
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Apply for Citi Platinum Card!

Apply Online Now!


  • 0% APR* on balance transfers and purchases for up to 12 months!
  • No annual fee.
  • $0 Liability on unauthorized purchases.
  • Citi® Indentity Theft Solutions.

  * Also available: Citi® Platinum Select® Visa® Card

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 7.49% None 20 days
  Capital One® Platinum Prestige  
Apply for Capital One Prestige Card!

Apply Online Now!


  • 0.0% APR on purchases until October 2009!
  • No annual fee.
  • Exclusive savings: up to 40% on featured deals and 10% on everything
    else at Capital One Saving Zone on Yahoo! Shopping.

  * Also available: Capital One® Platinum Prestige VISA

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Until 10/09 8.90% None 25 days
  Citi® Diamond Preferred® Card  
Apply for Citi Diamond Credit Card!

Apply Online Now!


  • 0% APR* on balance transfers and purchases for up to 12 months!
  • No annual fee.
  • $0 Liability on unauthorized purchases.
  • Citi® Indentity Theft Solutions.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 7.74% None 20 days
  Chase Platinum Visa®  
Apply for Chase Platinum Visa!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Free travel services & many other great benefits!
  • Zero liability on unauthorized charges and free online account access.

  * Also available: Chase Platinum Mastercard®

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 9.99% (V) None 20 days
  Discover® MoreSM Card  
Apply for the Discover More Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Up to 5% Cashback Bonus® in Popular Categories*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
  * Similar Offers: Discover Clear, American Flag, Wildlife and Sealife Card
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 9.99% (V) None 25 days
  Blue from American Express®  
Apply for American Express Blue Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases! 2.99% on transfers!
  • No annual fee.
  • Earn points redeemable for travel, merchandise, and more! Plus, online
    account access and fraud protection.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months Low as 11.49% None 20 days
  Chase Flexible Rewards Visa®  
Apply for Chase Flexible Rewards Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Earn 1 mile for every dollar in purchases. Choose from over 150 rewards,
    including cash, free travel and more. Fly on most major U.S. airlines.

  Receive 1000 Bonus Points upon first purchase! **

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 9.99% (V) None 20 days
  Citi CashReturnsSM Card  
Apply for Citi Cash Returns Credit Card!

Apply Online Now!


  • 0% APR* on balance transfers for up to 12 months!
  • No annual fee.
  • Earn up to 6% cash back on purchases; a full 1% cash back on every
    purchase plus an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months Low as 8.99% None 20 days
  Bank of America® Cash Rewards Credit Card  
Apply for B of A Cash Rewards Credit Card!

Apply Online Now!


  • 0.0% APR† for 15 billing cycles on balance transfers!
  • No annual fee.
  • Earn 1% cash back on all purchases with no limit to how much you
    can earn and no fees to redeem your cash back credit.
  * Earn a $50 Statement Credit after qualifying transaction(s).§§
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 15 months 9.99%-19.99% None 20 days
  Discover® Open RoadSM Card  
Apply for Discover Open Road Card!

Apply Online Now!


  • 0.0% APR for 12 months on transfers! 6 months on purchases!
  • No annual fee.
  • Full 5% Cashback Bonus® on Gas and Auto Maintenance*
  • Up to 1% Cashback Bonus® on all other purchases automatically. Plus, earn double at more than 100 Partners* w/ unlimited cash rewards.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% Up to 12 months* 9.99% (V) None 25 days
  Disney Visa® Credit Card from Chase  
Apply for Disney Visa Credit Card!

Apply Online Now!


  • 0.0% APR for 12 months on purchases and balance transfers!
  • No annual fee.
  • Earn 1% or more in Disney Dream Reward Dollars for every dollar you
    spend. Pay no interest for 6 months on Disney Vacation Packages!

  Receive 25 Disney Dream Dollars towards Disney purchases! **

Intro APR Intro Period Ongoing APR Annual Fee Grace Period
0.00% 12 months 9.99% (V) None 20 days
  Capital One® Card Lab  
Use the Capital One Card Lab!

Apply Online Now!


  • Get the card that is perfect for you!
  • Choose your rates.
  • Choose your rewards.
  • And even choose your own card image.
Intro APR Intro Period Ongoing APR Annual Fee Grace Period
Varies Varies Varies Varies Varies
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Find an excellent 0% APR credit card but not ready to apply yet? 
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