Cards for No / Limited Credit

Cards for Limited / No CreditIf you have limited credit or no credit history at all, obtaining a new credit card can be a challenge, but the fee-based offers listed on this page may be able to help. Most do not require security deposits, and with regular on-time payments they can help you to establish and build your credit score over time. More about your options →

List of Cards for No / Limited Credit:

Credit Cards Found: 17 
Indigo® MasterCard® for Less than Perfect Credit
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A 23.9% $0 – $99 N/A Bad/Poor
  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

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Milestone® MasterCard® - Bad Credit Considered
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A 23.9% $35 – $99* N/A Poor/Bad
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.

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Credit One Bank® Unsecured Visa® for Rebuilding Credit
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 16.99% – 24.99% Variable $0 – $99 Poor 18.90% – 25.90% Variable
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply

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Credit One Bank® Unsecured Visa® with Online Credit Score Tracking Included
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 16.99% – 24.99% Variable $0 – $99 Poor 18.90% – 25.90% Variable
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you’re Pre-Qualified without harming your credit score. It’s fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.

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Credit One Bank® Platinum Visa®
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Intro (Purchases) Intro (Transfers) Regular APR Annual Fee Credit Recommended Cash Advance APR
N/A N/A 16.99% – 24.99% Variable $0 – $99 Poor 18.90% – 25.90% Variable
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due

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First Access Visa® Card
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Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Recommended
N/A N/A See Terms See Terms N/A Fair/Bad
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

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Net First Platinum
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Credit Line Regular APR Monthly Fee Credit Recommended
$500 Limit 0% APR See website for Details* Damage credit to Fair credit
  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

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Freedom Gold Card
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Credit Line Monthly Fee Regular APR Credit Recommended
$500 Limit See website for Details* 0% APR Damage credit to Fair credit
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit – OK

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OpenSky® Secured Visa® Credit Card
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Regular APR Annual Fee Credit Line Credit Recommended
18.39% (variable) $35 $200-$3000 at time of application Poor
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

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primor® Secured Mastercard® Gold Card
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Regular APR Annual Fee Credit Line Credit Recommended
9.99% (F) $49 $200 to $5000 Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases – with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Mastercard® Gold Card details

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primor® Secured Visa® Classic Card
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Regular APR Annual Fee Credit Line Credit Recommended
13.99% (F) $39 $200 to $5000 Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases – with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional primor® Secured Visa® Classic Card details

More Card Details →

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Please Note: We cannot guarantee and expressly do not warrant the accuracy of credit card terms listed on this page. While we attempt to keep the most up-to-date information in our 'Credit Cards for Bad Credit' section, always see the online credit card applications for full details since program terms may change without notice to us or our visitors.
ASAP Credit Card